I saved $40k my first year out of college making quite a bit less than fresh grads get at big companies. I was sort of frugal--I ate out a lot and lived in a re

I saved $40k my first year out of college making quite a bit less than fresh grads get at big companies. I was sort of frugal--I ate out a lot and lived in a really nice apartment, but I did share it with a roommate, I didn't have any expensive hobbies besides the occasional video game, and I did own a paid off car and had no other debts of any kind. Anyway, with no income increases and no investment appreciation of any kind (i.e., just putting 100% of the money under your bed, or in a checking account), that would be $400k in 10 years.