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Ask HN: How do you manage your personal finances and budgets?
Do you use any specific applications or websites? Any neat tips that you may have would be interesting too.
Thanks!
- Ahmed
- toomuchtodo 13y agohttps://mint.com https://mint.com https://futureadvisor.com https://futureadvisor.com https://simple.com https://simple.com Simple for banking. FutureAdvisor for automated retirement investments. Mint to aggregate various accounts into one spot.
- shakeel_mohamed 13y agoMint is great, I'm also tracking my federal student loan balance with it
- jeromesalimao 13y agoExcel Spreadsheet.
- avenger123 13y agoThis company is really good - http://www.simpleplanning.net/ http://www.simpleplanning.net/ Lots of good spreadsheets. Not too expensive either.
- chauzer 13y agomint.com, betterment.com, sigfig.com
- akg_67 13y agoWe use Quicken, Personal Capital, and spreadsheet.
- phantom_oracle 13y agoIf you want a tool that is freely available and runs on your PC, try something like: http://gnucash.org/ http://gnucash.org/
- kohanz 13y agoAlthough I would probably find mint.com very useful, I won't use it while doing so still means violating your bank's TOS [0]. Mint.com requires your online banking credentials. Most banks will state in their TOS that sharing these credentials with 3rd parties is a violation and absolves them of liability should your account be compromised (via any means). [0] http://www.moneysense.ca/spend/the-banks-take-a-bite-out-of-mint-com http://www.moneysense.ca/spend/the-banks-take-a-bite-out-of-...
- tga 13y agohttp://www.moneydance.com http://www.moneydance.com
- kalia35 13y agoI use a plain text file with columns separated by tabulations. First column is my earning, and my expenses that are predictable (like phone, loan...). second column is my expenses on a daily basis. A simple awk command and I can compute a projection of the money that will be left on my account at the end of the month. Each month I use a new file. The beauty is that I can print the result of my command and put it in my status bar, next to the temp of my proc. It's a metric value like another after all.
- jyu 13y agoI use mint, personalcapital, and a spreadsheet. You may want to checkout the financial independence subreddit for a deeper dive on the topics of personal finance and budgets: http://www.reddit.com/r/financialindependence http://www.reddit.com/r/financialindependence
- attilagyongyosi 13y agoI keep track of my finances using my Android phone. There's Financisto ( http://financisto.com/ http://financisto.com/ ), an awesome and extensible app which suits my need extremely well.
- sytelus 13y agoI'm writing my own. I used Mint for past 3 years or so but it's just not working out because it keeps creating duplicate copy of accounts, the expenses/income per month isn't right and so on. I've a prototype that I'm using personally for past two months. Still need to add few more features. After it's ready I would probably do Show HN.