Except by dint of cash, they can participate in the potential of startups without the risks of actually participating in the startup. Also, consumption as a po

Except by dint of cash, they can participate in the potential of startups without the risks of actually participating in the startup. Also, consumption as a portion of income decreases as income increases. Their choice is not $150k/year or "never work again". Their choice is close to $Xmil/year or "never work again". $Xmil is far closer to never work again than $150k.