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Nice idea and execution. A few questions/comments. 1. Does the app assume that users want to spend about the same amount every day? I'll sometimes spend $0 one
by jon_dahl 17y ago
Nice idea and execution. A few questions/comments.
1. Does the app assume that users want to spend about the same amount every day? I'll sometimes spend $0 one day and $1000+ the next day (e.g. mortgage payment). I'm entirely interested in keeping my monthly spending within a limit, but not my daily or weekly spending.
2. I've never taken to Mint or Quickbooks. My finances are pretty complicated, thanks to several income streams and companies, and tools like Mint/Qb assume that you care about ALL of your income and expenses equally. But all I care about is my overall monthly spending (am I going into debt?), and my spending within categories (how much did I blow on eating out this month?).
Have you thought about adding optional categories/tags? So if you want to keep your "beer" spending to, say, $750/month, you can track how much you have left to spend on beer, alongside your tally of total spending? Email/text in "12.55 +beer" and it gets tagged with beer.
The more I think about this, the more I like it. And I love that it's open-sourced. Watch for a fork. ;)
- wintonius 17y ago1. It does assume that users have a daily budget, however the projected daily, weekly, and monthly budget amounts are still helpful in determining exactly how much damage you're doing. 2. Exactly my situation. 3. That is a great idea. If I were to add extra functionality, it would be in a way that keeps the existing system working as is, but has extras for "power users". Your idea fits right in line with that. I've seen way too many people who think budgeting is too hard, or they need to learn some program/web app to do it. Any help is greatly appreciated!