Having a kid makes life more regimented (good for startups), a bit less flexible if you're on a "managers schedule", and more expensive. Risk tolerance is much

Having a kid makes life more regimented (good for startups), a bit less flexible if you're on a "managers schedule", and more expensive. Risk tolerance is much lower with kids. That's probably the biggest reason more people don't start companies. In those cases, I'd recommend becoming ramen profitable in a side project to a real job, and then swapping them out.