Simple isn't a bank; they are an intermediary. Starting a proper, chartered bank does not require "unbelievable wealth". Its certainly not something you are g

Simple isn't a bank; they are an intermediary. Starting a proper, chartered bank does not require "unbelievable wealth". Its certainly not something you are going to bootstrap without being a millionaire, but it is doable. Furthermore, if you want to build a bank you must be prepared for "normal" (i.e., non-startup) growth rates.