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I love ING Direct. I just wish they offered Two-Factor authentication for "360" accounts. Relevant link: https://www.facebook.com/CapitalOne360/posts/10151557

I love ING Direct. I just wish they offered Two-Factor authentication for "360" accounts. Relevant link: https://www.facebook.com/CapitalOne360/posts/10151557334229501 https://www.facebook.com/CapitalOne360/posts/101515573342295...

notJim 13y ago
Honestly, it would be great if they had passwords instead of just a maximum 6-digit number (!!!) for auth. It's fucking absurd.
- hueving 13y ago
  >It's fucking absurd. On an unregistered browser, someone has to guess the answer to two security questions and the PIN. Did it occur to you that maybe it's not a problem since it's been that way for at least 8 years now (I signed up in 06)?
  - justincormack 13y ago
    Yes 8 years ago poor security was a bit less of a risk.
r00fus 13y ago
Do other internet-only banks offer such a feature? I'm pretty done with "360".
- JonFish85 13y ago
  Same. Ever since they ticked under the 1% interest rate, I've been looking for a better alternative (ah I loved the 6% back with ING in '05).
  - eli 13y ago
    Surely the interest rate has more to do with the Fed than the bank?
- benjiweber 13y ago
  In the UK it's common to use card readers which can use the chips in our cards to generate a response to challenges from online banking. It also allows you to only authorise specific actions e.g. transferring a specific amount to a specific payee, so protects against replay attacks.