Looking at the numbers, if you have $10,000 in your checking account, CapitalOne360 Checking pays .2% APR while Simple pays 0.01%. With $10,000 in your account,

Looking at the numbers, if you have $10,000 in your checking account, CapitalOne360 Checking pays .2% APR while Simple pays 0.01%. With $10,000 in your account, that's a difference of $19 / year. To me, that's negligible. Especially with inflation being an order of magnitude higher than both. https://home.capitalone360.com/rates https://home.capitalone360.com/rates https://www.simple.com/policies/rates/ https://www.simple.com/policies/rates/