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The interest I receive for my day to day bank account is pretty meaningless. I use simple because of their budget tools. I'm sure CapitalOne has "budget tools"
by jmathai 13y ago
The interest I receive for my day to day bank account is pretty meaningless. I use simple because of their budget tools.
I'm sure CapitalOne has "budget tools" marked off of some internal checklist but imagine it's pretty crappy.
Giving up a few bucks a month in exchange for a great budgeting tool is the reason I use Simple.
- pmorici 13y agoNo, but I don't choose a bank because they have budget tools, you can easily use Mint for that for free if you need that sort of thing.
- jcastro 13y agoMint is terrible compared to having the budgeting tool directly integrated with your banking account.
- watty 13y agoHow so? I efficiently budget with Mint. It's able to consolidate all of my family's accounts and seems to do a great job at categorizing.
- jmathai 13y agoMint has never worked for my wife. When she's out looking to spend all of our money she doesn't want to be bothered trying to open up mint and get a current snapshot of our finances. She also doesn't care about our 401k or brokerage accounts. The only thing which has worked is the Simple app that by opening it tells her exactly how much money she can spend without sabotaging her savings goals.