> The taxpayers will still be paying the premiums. If the police pay their own premiums directly, we'll have to raise their salaries; so the taxpayers will sti

> The taxpayers will still be paying the premiums. If the police pay their own premiums directly, we'll have to raise their salaries; so the taxpayers will still be paying them. But, there will be an independent entity with a financial interest in identifying officers likely to commit crimes and abuses; instead of a subdepartment of the police itself with conflicted interests. Ideally, abusive police officers will not be able to afford to be police officers.