If you don't find a bank account you could always operate a P2P-style exchange like bitmarket used to: The exchange acts as an escrow for the Bitcoins, but the

If you don't find a bank account you could always operate a P2P-style exchange like bitmarket used to: The exchange acts as an escrow for the Bitcoins, but the fiat transaction happens directly between market participants. Once the fiat arrives at the receiver the coins are released. In case there are any disagreements the exchange can ask both sides for proofs. This won't prevent 100% of fraud, but seems to have worked well for bitmarket. The reason why those P2P-style exchanges aren't common in the United States is because it's hard to directly transfer money between two people. With SEPA transactions in Europe you can directly transfer money to any recipient, usually for free (or at a very low cost).