The difference with Student Loans is you can't just avoid paying them. With most debt you can discharge it through a bankruptcy but since 1998 you can no longe

The difference with Student Loans is you can't just avoid paying them. With most debt you can discharge it through a bankruptcy but since 1998 you can no longer discharge student loans unless it would be an "undue hardship". After you default they will simply attach your wages for up to 25% of you after tax salary.