What you said makes sense to me on its own, but there's more to it than that. If your cost of living is much lower in Orlando, perhaps you can save 20% of your

What you said makes sense to me on its own, but there's more to it than that. If your cost of living is much lower in Orlando, perhaps you can save 20% of your $90k income instead of 10% of the $150k income. I really enjoy owning a house. I wouldn't be able to afford it in SF. I bought a nice 3/2 in Orlando for only $110k a couple years ago. My dog loves it too. :) So there's also that.