Why base your saving % on your salary? Again, delta is all that matters. From my experience, that delta is higher in low expense areas. The assumption I'm mak

Why base your saving % on your salary? Again, delta is all that matters. From my experience, that delta is higher in low expense areas. The assumption I'm making is that the typical HN'er is a top performer who can demand top percentile salary in any market, or work remotely. The hack I recommend is getting SF salary in low-cost area.