My husband and I have separate accounts, but we have access to them, if that make sense. We split shared expenses (example, he pays electricity, I pay cell phon

My husband and I have separate accounts, but we have access to them, if that make sense. We split shared expenses (example, he pays electricity, I pay cell phone). We split rent. We take turns paying for groceries or other shared items, depending on budget (One pays for groceries for a while after the other just paid for tuition/big purchase/other). We trust eachother that money is managed well and will run numbers by eachother when we feel it is needed. The biggest thing is communication, especially about expectations.