Happy to answer such questions! (I'll ask Bethany to chime in later as well.) I guess at our age (lots of future earning ahead of us, etc) $80k doesn't seem lik

Happy to answer such questions! (I'll ask Bethany to chime in later as well.) I guess at our age (lots of future earning ahead of us, etc) $80k doesn't seem like a big deal. We could actually wipe that debt out immediately by an adjustment to our cap table. :) I guess the danger is if you start to worry that the debt will never actually get repaid. But that doesn't seem like a worry right now. We'll come up with payments plans and whatnot if it ever does. We do use a 6% interest rate on that balance, which seems steep at current market rates, but not so much so that Bethany would want to transfer Beeminder equity to me to pay it off.