Maybe with that merchant. There's no reason for banks or other card issuers to keep a "red flag list" for payment disputes, as payment disputes don't cost them

Maybe with that merchant. There's no reason for banks or other card issuers to keep a "red flag list" for payment disputes, as payment disputes don't cost them anything. They can even be a revenue generator, as not only do reversed funds come right back out of the seller's account, but also a chargeback fee that covers the cost of someone being on the phone with the card holder for a few minutes.