I wouldn't call it stupidity. It's like saying that the internet wouldn't last very long without ISPs. Without many real places to deal with USD <-> BTC, then

I wouldn't call it stupidity. It's like saying that the internet wouldn't last very long without ISPs. Without many real places to deal with USD <-> BTC, then of course it will be hard to deal with the cryptocurrency (the passage is needed to allow for a transition period in currencies).