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The one time my card number was stolen was to purchase computers that were shipped to my house and taken from there.

• smackfu 13y ago
  Was that easy to dispute? I wonder if you were placed on a red-flag list after that, like how UPS treats people who have packages that they show as delivered but that went missing.
  • dangrossman 13y ago
    Maybe with that merchant. There's no reason for banks or other card issuers to keep a "red flag list" for payment disputes, as payment disputes don't cost them anything. They can even be a revenue generator, as not only do reversed funds come right back out of the seller's account, but also a chargeback fee that covers the cost of someone being on the phone with the card holder for a few minutes.
  • chrisBob 13y ago
    My bank noticed before I did, but apparently never told Dell. I haven't had any issues since then. I just got a new credit card in the mail a few days later. One thing I learned is that I should also contact the vendor next time. I am not sure who lost in my case, but after the information I heard today I think it is Dell. Dell still thinks I am a good customer. I can't get them to stop sending promotional junk mail since the incident.