>So.. your argument is that because insurance companies can profit, it's not so bad? His/her argument is, AFAICT: "Because insurance companies can profit, that

>So.. your argument is that because insurance companies can profit, it's not so bad? His/her argument is, AFAICT: "Because insurance companies can profit, that shows that less than a majority of people die after a prolonged, expensive illness. Therefore the earlier statement that "it is 100% certain you will have a long, expensive illness at some point in life" is not true. Plenty of people die of sudden stroke or heart attack in their 70s after a relatively healthy life up to that point.