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This is certainly terrible news. I cannot imagine being in that situation. My thoughts with him and his family. Just to answer the question above, the US provi
by paul_f 13y ago
This is certainly terrible news. I cannot imagine being in that situation. My thoughts with him and his family.
Just to answer the question above, the US provides SSDI insurance as part of the social security program to cover people with disabilities who cannot work. And many (most?) professionals also have additional long term disability insurance to cover the difference between SSDI and what their normal living expenses are.
- kohanz 13y agoI think the point is that if the SSDI insurance (or any other safety net) provided enough for Richard, he wouldn't be asking for donations.
- benched 13y agoYeah, that's the pretty answer, kind of like "Cops are there to protect you" or "Poor smart kids get scholarships." That stuff exists in theory, but whether it materializes for you is arbitrary. The government can fight you for any length of time to refuse or minimize benefits, or they can make you provide prohibitive amounts of documentation you can never fulfil. People have to get lawyers to get benefits. Or you might luck out and deal with an SS office that's more accommodating.
- Daniel_Newby 13y agoSSDI is heavily means tested. Almost no one under the age of 55 is eligible. Almost no one with a university degree is covered. Making $750 in any calendar month disqualifies.