What is the frequency of these kinds of incident per thousand live births? What I'm saying is should you not be in favour of a much larger risk pool? Is there a

What is the frequency of these kinds of incident per thousand live births? What I'm saying is should you not be in favour of a much larger risk pool? Is there any way self-insuring corporations can pool risk without the overheads of an actual insurance company? UK perspective: I'm interested in the concept of 'health analytics' as our present government are sort of dancing round the edges of the NHS (knowing that any form of direct privitisation/move to insurance based benefits would result in prompt removal from office).