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What's happening here is that Uber and your favorite pizza taxi are littering. They know that a fair share of their drivers do not carry a commercial liability

What's happening here is that Uber and your favorite pizza taxi are littering. They know that a fair share of their drivers do not carry a commercial liability policy. When an Uber driver has an accident, the next thing that will happen is that their insurance denies the claim, and you have to claim against your uninsured motorist policy. Good luck to anyone who doesn't have such a policy because they don't own a car! Hey, uninsured motorist rates just went up! I wish they didn't do that, and instead Uber fares and pizza prices went up because I don't use them. They have no business imposing externalities on me.

deleted 13y ago
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Karunamon 13y ago
>Hey, uninsured motorist rates just went up! I wish they didn't do that, and instead Uber fares and pizza prices went up because I don't use them. They have no business imposing externalities on me. Indeed. If someone drives in such a way as to be uninsured, shame on them. Still not the company's fault for the individual's lack of responsibility.
- Nrsolis 13y ago
  >Still not the company's fault for the individual's lack of responsibility. No. If they know, or more importantly from a legal liability standpoint SHOULD have known, then it's on them. We haven't seen the test case that will decide the legal liability/insurability of P2P driver services, but it's clear that Uber and others are operating in a somewhat legal grey area and are not bothered by it. Indeed, you could argue that they are forcing the issue of regulation and insurability with their business model. But I'd stop short of saying that they have NO responsibility. It's clear that Uber is hoping to delay any reckoning on that question until after their dominance is a fait accompli.
- rodgerd 13y ago
  Their business model is predicated on externalising many of the costs forced on taxi drivers. Claiming they have no responsibility for crafting and operating a business model that's designed to socalise costs is horseshit.
  - dnautics 13y ago
    if the costs are 'forced' on taxi drivers, how do you know that they are not more than than the actual external costs? And take it with a grain of salt, since it's internal PR, but: http://blog.lyft.com/post/75739276230/introducing-the-p2p-rideshare-insurance-coalition http://blog.lyft.com/post/75739276230/introducing-the-p2p-ri...
- ceejayoz 13y ago
  > Still not the company's fault for the individual's lack of responsibility. You could very easily argue that not requiring drivers to prove they've got commercial vehicle insurance is a lack of responsibility on Uber's part.

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Karunamon 13y ago

>Hey, uninsured motorist rates just went up! I wish they didn't do that, and instead Uber fares and pizza prices went up because I don't use them. They have no business imposing externalities on me. Indeed. If someone drives in such a way as to be uninsured, shame on them. Still not the company's fault for the individual's lack of responsibility.

Nrsolis 13y ago
>Still not the company's fault for the individual's lack of responsibility. No. If they know, or more importantly from a legal liability standpoint SHOULD have known, then it's on them. We haven't seen the test case that will decide the legal liability/insurability of P2P driver services, but it's clear that Uber and others are operating in a somewhat legal grey area and are not bothered by it. Indeed, you could argue that they are forcing the issue of regulation and insurability with their business model. But I'd stop short of saying that they have NO responsibility. It's clear that Uber is hoping to delay any reckoning on that question until after their dominance is a fait accompli.
rodgerd 13y ago
Their business model is predicated on externalising many of the costs forced on taxi drivers. Claiming they have no responsibility for crafting and operating a business model that's designed to socalise costs is horseshit.
- dnautics 13y ago
  if the costs are 'forced' on taxi drivers, how do you know that they are not more than than the actual external costs? And take it with a grain of salt, since it's internal PR, but: http://blog.lyft.com/post/75739276230/introducing-the-p2p-rideshare-insurance-coalition http://blog.lyft.com/post/75739276230/introducing-the-p2p-ri...
ceejayoz 13y ago
> Still not the company's fault for the individual's lack of responsibility. You could very easily argue that not requiring drivers to prove they've got commercial vehicle insurance is a lack of responsibility on Uber's part.