6 ms·

I am from India and credit cards are still not that mainstream here. And it is same situation. Everyone has a debit card but Apple and Google both refuse to acc

I am from India and credit cards are still not that mainstream here. And it is same situation. Everyone has a debit card but Apple and Google both refuse to accept them for their stores (last time I checked, same with Windows Phone, though Microsoft at least accepts them for Windows, Office and Skydrive stuff!)

vetinari 13y ago
Are you sure about that? Are the debit cards issued by Visa or Mastercard? Where I'm (EU), both Apple and Google do accept debit cards.
- darklajid 13y ago
  Where I am (EU) Google does not, last time I checked. Debit Card from Visa or Mastercard? Why.. would you do that? The debit card I know (and I assume that's what the GP talks about) is from your bank. Works fine everywhere in the EU, breaks for crappy online services/US centric payment solutions. Heck, Paypal uses my account just fine and doesn't require a CC.
  - andypants 13y ago
    Google accepts my UK debit card, and I've never had problems using it online. > Debit Card from Visa or Mastercard? Why.. would you do that? What do you mean? The bank-issued debit cards you are talking about may also be Visa or Mastercard debit cards.
    - darklajid 13y ago
      Hmm.. Interesting. After years of having a 'Maestro' supported card I learned _now_ that this is handled by Mastercard. But .. usually that's still not accepted online. My latest card (got it for 2 month or so) lists VPay (aka Visa) now. That said, before I got the card I haven't seen VPay anywhere, at all - and I still don't know why I'd want that, if I care and if THAT now works online, in a decent way. So I guess all my cards so far were technically Mastercard backed - but still utterly useless online.
  - nknighthb 13y ago
    "Credit cards" are also issued by banks. Visa and Mastercard are just brands and payment networks, not financial institutions themselves. For a long time now (better part of 20 years?) US banks have commonly issued debit cards that can also be used as if they were Visa- or Mastercard-branded credit cards. They come out of the same number space and have little Visa or Mastercard logos on them. The transactions pass through the same networks using the same infrastructure, it's just that when they land at your bank, the number being adjusted is the balance on your checking account, rather than the balance on a revolving line of credit.
    - darklajid 13y ago
      Thanks for the explanation. The debit cards I know list your account number (local to the bank) and certainly doesn't follow the format of CC numbers. You can see a very real example on the Maestro page of Wikipedia [1]. I'm with a related bank, my card is very similar to that one. Over here the debit card is usually called 'EC card' (see the logo on the image, plus [2]) and you can pay with it ~everywhere~ (stores, restaurants, parking spots - whereever you expect to pay with a card 90% of the time that's working with these. The 10% are crap, newish and .. want a cc). 1: https://en.wikipedia.org/wiki/Maestro_(debit_card) https://en.wikipedia.org/wiki/Maestro_(debit_card) 2: https://en.wikipedia.org/wiki/Electronic_cash https://en.wikipedia.org/wiki/Electronic_cash
- Adirael 13y ago
  Same here. My VISA (DEBIT) works for iOS purchases. I've used it on different European stores and on the US store too (long ago though).
- ishansharma 13y ago
  Yes. Debit cards are issued by Mastercard. Though I can't completely blame Google or Apple since our government is a bit protective and requires some extra paperwork. Still, accepting Debit cards would help reducing piracy. A friend wanted to buy some apps for Windows Phone but he recently switched to Android because you can pirate and Windows Phone store didn't accept debit card!
k-mcgrady 13y ago
>> "Everyone has a debit card but Apple and Google both refuse to accept them for their stores" I use debit cards with both stores and have for years. I used to use Maestro (which is being fazed out but still accepted) and now I use Visa Debit.
- madeofpalk 13y ago
  Maestro isn't an accepted form of payment for iTunes Store http://support.apple.com/kb/HT5552?viewlocale=en_US&locale=en_US http://support.apple.com/kb/HT5552?viewlocale=en_US&locale=e... Has to run over Visa/MasterCard/Amex
  - k-mcgrady 13y ago
    They must have changed that. I used it from around 2008-2010. May depend on your location though.
  - darklajid 13y ago
    Your own link states (copy/pasted..) >>> You may be able to use other payment types in your country, like debit and Maestro cards. Too see all accepted payment methods, follow these steps: (Sidenote: "Too see"? I mean.. Shouldn't text be proof-read for these kind of sites?)
- ishansharma 13y ago
  Are you in India? Because last time I tried, Debit card didn't work for Google Apps (can't say about Android as I don't have a device myself. But several friends have Android and they didn't have any success with debit cards, though they have "free" apps now, thanks to piracy!) and Apple has never accepted it. In fact, last time I called bank to tell that my card was not working for international payments, they plainly said that they don't support Paypal or international payments. To this day, when I try to pay via my debit card, international websites don't accept it! Though I think government/reserve bank has some role in it. In 2009 or 2010, they reduced Paypal to fraction of its usage.

vetinari 13y ago

Are you sure about that? Are the debit cards issued by Visa or Mastercard? Where I'm (EU), both Apple and Google do accept debit cards.

darklajid 13y ago
Where I am (EU) Google does not, last time I checked. Debit Card from Visa or Mastercard? Why.. would you do that? The debit card I know (and I assume that's what the GP talks about) is from your bank. Works fine everywhere in the EU, breaks for crappy online services/US centric payment solutions. Heck, Paypal uses my account just fine and doesn't require a CC.
- andypants 13y ago
  Google accepts my UK debit card, and I've never had problems using it online. > Debit Card from Visa or Mastercard? Why.. would you do that? What do you mean? The bank-issued debit cards you are talking about may also be Visa or Mastercard debit cards.
  - darklajid 13y ago
    Hmm.. Interesting. After years of having a 'Maestro' supported card I learned _now_ that this is handled by Mastercard. But .. usually that's still not accepted online. My latest card (got it for 2 month or so) lists VPay (aka Visa) now. That said, before I got the card I haven't seen VPay anywhere, at all - and I still don't know why I'd want that, if I care and if THAT now works online, in a decent way. So I guess all my cards so far were technically Mastercard backed - but still utterly useless online.
- nknighthb 13y ago
  "Credit cards" are also issued by banks. Visa and Mastercard are just brands and payment networks, not financial institutions themselves. For a long time now (better part of 20 years?) US banks have commonly issued debit cards that can also be used as if they were Visa- or Mastercard-branded credit cards. They come out of the same number space and have little Visa or Mastercard logos on them. The transactions pass through the same networks using the same infrastructure, it's just that when they land at your bank, the number being adjusted is the balance on your checking account, rather than the balance on a revolving line of credit.
  - darklajid 13y ago
    Thanks for the explanation. The debit cards I know list your account number (local to the bank) and certainly doesn't follow the format of CC numbers. You can see a very real example on the Maestro page of Wikipedia [1]. I'm with a related bank, my card is very similar to that one. Over here the debit card is usually called 'EC card' (see the logo on the image, plus [2]) and you can pay with it ~everywhere~ (stores, restaurants, parking spots - whereever you expect to pay with a card 90% of the time that's working with these. The 10% are crap, newish and .. want a cc). 1: https://en.wikipedia.org/wiki/Maestro_(debit_card) https://en.wikipedia.org/wiki/Maestro_(debit_card) 2: https://en.wikipedia.org/wiki/Electronic_cash https://en.wikipedia.org/wiki/Electronic_cash
Adirael 13y ago
Same here. My VISA (DEBIT) works for iOS purchases. I've used it on different European stores and on the US store too (long ago though).
ishansharma 13y ago
Yes. Debit cards are issued by Mastercard. Though I can't completely blame Google or Apple since our government is a bit protective and requires some extra paperwork. Still, accepting Debit cards would help reducing piracy. A friend wanted to buy some apps for Windows Phone but he recently switched to Android because you can pirate and Windows Phone store didn't accept debit card!

k-mcgrady 13y ago

>> "Everyone has a debit card but Apple and Google both refuse to accept them for their stores" I use debit cards with both stores and have for years. I used to use Maestro (which is being fazed out but still accepted) and now I use Visa Debit.

madeofpalk 13y ago
Maestro isn't an accepted form of payment for iTunes Store http://support.apple.com/kb/HT5552?viewlocale=en_US&locale=en_US http://support.apple.com/kb/HT5552?viewlocale=en_US&locale=e... Has to run over Visa/MasterCard/Amex
- k-mcgrady 13y ago
  They must have changed that. I used it from around 2008-2010. May depend on your location though.
- darklajid 13y ago
  Your own link states (copy/pasted..) >>> You may be able to use other payment types in your country, like debit and Maestro cards. Too see all accepted payment methods, follow these steps: (Sidenote: "Too see"? I mean.. Shouldn't text be proof-read for these kind of sites?)
ishansharma 13y ago
Are you in India? Because last time I tried, Debit card didn't work for Google Apps (can't say about Android as I don't have a device myself. But several friends have Android and they didn't have any success with debit cards, though they have "free" apps now, thanks to piracy!) and Apple has never accepted it. In fact, last time I called bank to tell that my card was not working for international payments, they plainly said that they don't support Paypal or international payments. To this day, when I try to pay via my debit card, international websites don't accept it! Though I think government/reserve bank has some role in it. In 2009 or 2010, they reduced Paypal to fraction of its usage.