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GiveWell has some interesting thoughts on microfinance: http://blog.givewell.org/2009/10/23/6-myths-about-microfinance-charity-that-donors-can-do-without/ http:

• jkurnia 13y ago
  Hi BvS, Microfinance as a poverty-fighting tool is hotly debated among donors. Here is a recent post about why we believe microfinance is healthier and more effective than handout-based charity: http://www.huffingtonpost.com/julia-kurnia/about-to-send-a-donation_b_4623503.html http://www.huffingtonpost.com/julia-kurnia/about-to-send-a-d... But don't just take my word for it. I'd encourage anyone interested in what microfinance borrowers themselves say about their loans to check out our universal member comment feed. This is simply an uncensored feed of the latest 100 comments posted on Zidisha loan profile pages by our members worldwide. It gives some insight into the wide variety of loan uses and results, and how the borrowers themselves describe the impact of microloans in their lives: https://www.zidisha.org/microfinance/testimonials.html https://www.zidisha.org/microfinance/testimonials.html
  • erickotieno 13y ago
    After failing to get loan from kiva and kiva zip to fund my business because they were refering me to their trustees whom i couldn't manage to reach because their contacts are hidden yet you are told to find them.Someone refered me to zidisha.They are very transparent to both lenders and borrowers.Since then the loan they gave me is transforming my life.Bellow is the link of my account https://www.zidisha.org/microfinance/loan/erictiz/4832.html https://www.zidisha.org/microfinance/loan/erictiz/4832.html