Note that the effect of this inflation, being fixed, lessens each year. After 100 Billion coins, the next year there are 105, for a rate of 5%. The next year,

Note that the effect of this inflation, being fixed, lessens each year. After 100 Billion coins, the next year there are 105, for a rate of 5%. The next year, the rate will be 4.76% ; then 4.55, 4.35%, 4.17%, 4.0%, etc. in later years.