That's one way, I hope it works for you. There are other ways to get to our correct number. What I am asking is, why so negative for one persons way, offered f

That's one way, I hope it works for you. There are other ways to get to our correct number. What I am asking is, why so negative for one persons way, offered freely. We all have a different path. Mine could still not lead me where I think it will. But it's more likely to get me close if I am methodical (boring but fun in its own way) and consistent (repetitive like refactoring that annoying method and throwing a unit test onto it for good measure) in checking the roths -and 401k's twice a year, buying and selling my house when it make sense to and not panicking when the market takes a shit. For all the naysayers about the articles specifics are you really not planning for later on, when thing change as the inevitably do? Instead if tearing down what kinda sorta worked for the random old person - why not discuss other, more relevant strategies for your place and times. What works for one person surely will not work for another but if you don't explore all the options and how will you learn what works for you? How will you learn from the past? Are you willing to repeat it just to tear someone down who is not perfect?