I use to think like you. Problem is there really is quite large economic disparity between the elderly and the young. If you don't save for retirement you will

I use to think like you. Problem is there really is quite large economic disparity between the elderly and the young. If you don't save for retirement you will be broke or damn near it when you reach retirement age. Also, I think you can have it all. It's relatively easy to pursue your interests and passions while saving for retirement. I believe his last point highlights the exact reason, outside of pure passion, you should always be pursuing the things that interest you. One can live an exciting life as long as one has enough money for retirement, has interests outside of their immediate friends and significant others, and stays committed to their significant other. I believe his suggestion to take a government job was just encouraging one to find a way to get paid past retirement age.