This is way off. All the groups I know of that came from outside the bay area rented in the peninsula not in SF, where it's noticeably cheaper. There are also "

This is way off. All the groups I know of that came from outside the bay area rented in the peninsula not in SF, where it's noticeably cheaper. There are also "YC" houses that are passed down that are affordable. Finally, I never heard anyone worried about having to payback the 80k YCVC note.