If your candidate want's to talk about health benefits, and want to compare with other companies, then they're likely going to be comparing several factors: ou

If your candidate want's to talk about health benefits, and want to compare with other companies, then they're likely going to be comparing several factors: out-of-pocket per pay period, copays, deductibles, HSA matching, worst case exposure (limited or unlimited liability), etc. It takes some time to work up the spreadsheet, but they'll come to find that the high deductible+ HSA (with matching) is better for them in the long term then the PPO with lower per pay-period premiums. But yes, if they are inclined to delve that deeply pre-employment, then it probably makes sense to have a conversation with them about why you chose what you provide as a benefit over the other options that were available. The high cost of health care and the high follow-on cost of insurance make this a very real thing. I know I take it seriously and often get eye-rolls form across the table when I ask about it pre-acceptance.