I'm pretty sure you missed the point. You are right that there is near to zero chance of that occuring. Which is probably what the previous poster meant. Since

I'm pretty sure you missed the point. You are right that there is near to zero chance of that occuring. Which is probably what the previous poster meant. Since you can show up with a life threatening issue at a hospital and get stabilizing life saving treatment regardless of your insurance anyone who doesn't have insurance is effectively already leeching.