This is another problem with payments that rely on the Credit Card rail. I hate the credit card rail. The CC rail doesn't know who you are, it doesn't know anyt

This is another problem with payments that rely on the Credit Card rail. I hate the credit card rail. The CC rail doesn't know who you are, it doesn't know anything, isn't convenient online, and charges merchants insane fees. Forget it, unless you want to pay with money you don't have (aka credit, aka how only 30% of consumers use CC's)