I do that as well. But there's always that small chance or fire or theft. I also like having incremental backups that are taken every night. Just in case a file

I do that as well. But there's always that small chance or fire or theft. I also like having incremental backups that are taken every night. Just in case a file gets accidentally modified/deleted or corrupted. Better safe then sorry, and for $50ish bucks a year it easily justified.