I have started accepting credit cards using Auth.net and a merchant account. There are a lot of cashflow benefits to receiving money immediately. And screw 30/6

I have started accepting credit cards using Auth.net and a merchant account. There are a lot of cashflow benefits to receiving money immediately. And screw 30/60. I am not a bank. My invoices are due on receipt. I don't start the collections process until after 30 days, but I find the majority of companies pay earlier than that if they see due on receipt. If they want a longer payment schedule, it is going to cost them up to 15% on the project.