"...if I have $100 laying around there's almost nothing to do with it that is not brainless consumerism or basically throwing it away." People could put that m

"...if I have $100 laying around there's almost nothing to do with it that is not brainless consumerism or basically throwing it away." People could put that money in an emergency fund or pay off credit card debt. 39% of Americans carry credit card debt month to month [1], and I'd believe a far higher proportion of the poor would. [1] http://www.nfcc.org/newsroom/FinancialLiteracy/files2012/FLS2012FINALREPORT0402late.pdf http://www.nfcc.org/newsroom/FinancialLiteracy/files2012/FLS...