> It hinges on whether there was harm done. Are you a lawyer familiar with fraud related laws in New York? IANAL. However, in the UK I suspect it would hinge

> It hinges on whether there was harm done. Are you a lawyer familiar with fraud related laws in New York? IANAL. However, in the UK I suspect it would hinge on whether you gained or whether there was harm. Fraud by false representation is - IRC - defined in those sorts of terms in the Fraud Act 2006. Point being this stuff varies and doesn't necessarily align with what we might intuit it does.