I would love to see some statistics on location and personal debt (aka student loans) in relation to these numbers. I'd suspect that first time entrepreneurs t

I would love to see some statistics on location and personal debt (aka student loans) in relation to these numbers. I'd suspect that first time entrepreneurs that live in SF who also pay themselves < 100k are free of personal debt. The only other option is that they're just not paying their bills and live with 5 other roommates. Can any first time entrepreneurs that make less than 100k chime in here?