In exchange for not having transfer fees, you get no protection against fraud or theft. Not such a great 'advantage' for the average person, is it? Oh, I know,

In exchange for not having transfer fees, you get no protection against fraud or theft. Not such a great 'advantage' for the average person, is it? Oh, I know, you can use escrow and other services to guard against that. But guess what? They're not free!