Yes, I lived through the dot-com bust where I honestly thought my livelihood was disappearing. It was eye-opening and probably the basis of my beliefs on requi

Yes, I lived through the dot-com bust where I honestly thought my livelihood was disappearing. It was eye-opening and probably the basis of my beliefs on requiring absolute financial stability. Friends of mine were out of work for 2 years, and had to move several times until they found a permanent work in Texas and SoCal. As well, the 2009 financial crisis had me scared as well, but I was a lot more financially prepared for that. Now that we have kids, the equation changed once again, and my requirements for financial stability have changed even further.