10 years of fraud cost less than the implementation of chip and pin? EU banks and finance firms must of folded half a decade ago under the crippling burden. Th

10 years of fraud cost less than the implementation of chip and pin? EU banks and finance firms must of folded half a decade ago under the crippling burden. Thankfully these wise financial institutions know how to count monies, offloading fraud costs into higher fees and fines for consumers and businesses. Else we'd all be in a bad spot.