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I will be opting out of this thank you very much. I don't like my insurance company knowing my health status. If insurance companies are not willing to take r

by Fuxy 13y ago

I will be opting out of this thank you very much. I don't like my insurance company knowing my health status. If insurance companies are not willing to take risks their in the wrong business. I want to be able so see who accessed my information so i am able to prove with certainty when a insurance company discriminates against me. Plus the reason they claim they accessed it would be very important when i demonstrate their misuse of the data.

ig1 13y ago
FYI. If your insurance company requires you to disclose pre-existing conditions and you fail to do so, it will give legitimate grounds for the insurance company to cancel your insurance if you ever make a claim in the future.
jbrooksuk 13y ago
My life insurance quote raised from £15p/m to £45 due to previous depression and my BMI being too low. So yeah, they take it into consideration.
gaius 13y ago
In most cases the insurance company can just contact your GP, you will have agreed to this during the sign-up.
HNSHITSAYS 13y ago
>>>"I don't like my insurance company knowing my health status." Are you joking? Insurance companies have/need access to all the data about you, otherwise they won't be able to pay providers for the services. This is equivalent of Tea Party activist proclaiming "Keep government out of my Medicare". These Privacy FUD articles bring out the worst of HN.
- arethuza 13y ago
  I'm amazed that someone signed up for HN to make this comment.
- tomp 13y ago
  > This is equivalent of Tea Party activist proclaiming "Keep government out of my Medicare". I see little conflict of interest between the government and the insured citizens (lower costs, keep healthy people healthy, make sick people healthier), while there is a lot of conflict of interest between private insurers and their (potential) customers (not insure sick people, only insure those healthy people who have little chance of becoming sick, do all they can to avoid paying in case of a claim).
- escapologybb 13y ago
  I'm not sure if you read the article, but I'll assume you have and you missed the part where this was about the NHS in England. My healthcare when I turn up to hospital in the UK isn't being paid for by an insurance company, it is - basically - funded through taxes and administered through central government. Hope that clears it up for you.

by Fuxy 13y ago

ig1 13y ago

FYI. If your insurance company requires you to disclose pre-existing conditions and you fail to do so, it will give legitimate grounds for the insurance company to cancel your insurance if you ever make a claim in the future.

jbrooksuk 13y ago

My life insurance quote raised from £15p/m to £45 due to previous depression and my BMI being too low. So yeah, they take it into consideration.

gaius 13y ago

In most cases the insurance company can just contact your GP, you will have agreed to this during the sign-up.

HNSHITSAYS 13y ago

>>>"I don't like my insurance company knowing my health status." Are you joking? Insurance companies have/need access to all the data about you, otherwise they won't be able to pay providers for the services. This is equivalent of Tea Party activist proclaiming "Keep government out of my Medicare". These Privacy FUD articles bring out the worst of HN.

arethuza 13y ago
I'm amazed that someone signed up for HN to make this comment.
tomp 13y ago
> This is equivalent of Tea Party activist proclaiming "Keep government out of my Medicare". I see little conflict of interest between the government and the insured citizens (lower costs, keep healthy people healthy, make sick people healthier), while there is a lot of conflict of interest between private insurers and their (potential) customers (not insure sick people, only insure those healthy people who have little chance of becoming sick, do all they can to avoid paying in case of a claim).
escapologybb 13y ago
I'm not sure if you read the article, but I'll assume you have and you missed the part where this was about the NHS in England. My healthcare when I turn up to hospital in the UK isn't being paid for by an insurance company, it is - basically - funded through taxes and administered through central government. Hope that clears it up for you.