Healthcare is free if: * you need emergency care and make your own way to a public hospital * you're prepared to wait for a non-essential treatment * you see

Healthcare is free if: * you need emergency care and make your own way to a public hospital * you're prepared to wait for a non-essential treatment * you see a bulk-billing general practitioner * you earn enough such that the cost of medical insurance (plus out of pocket expenses if you do need treatment, making this calculation tricky) is less than the dollar value of the additional 1.0 to 1.5% tax you would otherwise pay as a Medicare Levy Surcharge. (Ballpark figure is >$120k individual or >$200k as a family)