The datapoint in your last paragraph fits well with the pro-social safety net sentiment that is sometimes expressed here: It is much easier to take the risk of

The datapoint in your last paragraph fits well with the pro-social safety net sentiment that is sometimes expressed here: It is much easier to take the risk of creating a startup if you have a guaranteed safety net. Kids from a genuinely rich family - as in, pitching in 750k is not a problem rich - are more likely to feel safe enough to take startup-related risks.