You use credit in the HN "go change the world!" sense. In this case, it's about cash- the capitalist, the individual who provides capital to an enterprise and p

You use credit in the HN "go change the world!" sense. In this case, it's about cash- the capitalist, the individual who provides capital to an enterprise and pays workers, is the one who receives cash. It's not about who gets credit and getting more gold stars than the next guy, it's about cash. That's capitalism. Social entrepreneurialism, making a dent in the universe, helping those less fortunate, those are all awesome things. But capitalism, which is the issue at hand when talking about 4HWW, is about the accumulation of capital. Ferriss just talks about some cool ways to make money efficiently and spend money in ways that get you good bang for the buck. And, with that, I'm going to stop procrastinating and go pack for my trip to Tunisia, paid for by creating an iPhone application, the development of which was made feasible by the savings achieved by moving to a country with low cost of living (Hungary). Cheers :D