Sorry. While you were asking, I was editing my OP to include a reference. here's a bit on FDR's wage freeze and its effect on health insurance: http://faculty.s

Sorry. While you were asking, I was editing my OP to include a reference. here's a bit on FDR's wage freeze and its effect on health insurance: http://faculty.smu.edu/tmayo/health%20care%20timeline.htm http://faculty.smu.edu/tmayo/health%20care%20timeline.htm Google "roosevelt wage freeze" for more on the freeze itself.