3 ms·

For a lot of people health insurance is something they can't go without, and until recently, were unable to get for one thing or another. I don't know if the AC

• OldSchool 13y ago
  If the Affordable Care Act providers deliver what they seem to promise, it's tremendously helpful to small-scale entrepreneurship. Pre-ACA, once you had a family with any health claim history it became increasingly difficult, expensive and invasive to obtain individual health insurance. In some states, maternity coverage was not offered in any usable form. In short, the system was heavily in favor of being a slave to any company large enough to have a group plan. Not only does the ACA makes it easy with its "no questions asked" approach, pricing is 30-50% less than the real cost of similar pre-ACA products. Also, if you have a slow business year, you can get a substantial premium refund via the tax credit, making insurance no longer a primary reason to "get a job."
  • jlees 13y ago
    pricing is 30-50% less than the real cost of similar pre-ACA products. sure, but for many people who didn't need the full scope of what is now the baseline ACA coverage, our individual health insurance bills are much higher. (mine has gone up nearly 3x.) you win some, you lose some.
• rmc 13y ago
  If it was health insurance, then you'd presume places with national health systems (like the UK) to have drastically more entrepenureship, which is not the case. There is something else going on here.