It's a good enough analogy to what the problem is. You are buying a solution today at the cost of continued payments when you try to make solutions tomorrow. I

It's a good enough analogy to what the problem is. You are buying a solution today at the cost of continued payments when you try to make solutions tomorrow. Is it always bad? Hell no. When you need something right now, then you take a loan from the ol' technical debt bank. You get your product today instead of in a week. That can make or break a product. But failure to acknowledge what it is, debt which you pay interest on in terms of time and effort, is a recipe for doom.