"The real figure is probably $100+ million/month to give an order of magnitude." So we are completely in agreement on the numbers. I used $30 million as my anc

"The real figure is probably $100+ million/month to give an order of magnitude." So we are completely in agreement on the numbers. I used $30 million as my anchor point: the same power of 10. Either way it's 2.5-3 orders of magnitude from $30 billion (B), which is what you'd predict if money was moving around as fluidly as the rest of the economy. Emphasis: you're fiddling with a factor of 3, within an uncertainty of a factor of 10 and a shortfall of a factor of 1,000.