Student loans aren't removed in a bankruptcy (in the US, which is what is under discussion here). Also, while 'Nobody forced the loan down your throat' might b

Student loans aren't removed in a bankruptcy (in the US, which is what is under discussion here). Also, while 'Nobody forced the loan down your throat' might be sort of technically true, for most Americans born after 1980 their entire life was to a drum beat of college prep. "Getting students ready for college" is the sole purpose of middle school and high school. Every parent, teacher and adult that you trust and interact with has been telling you that you need to go to college since you were in kindergarten. At best, smart millenials realized they should major in something with decent job prospects (STEM, business, etc) but I can easily forgive those who didn't. Many were told to do what they loved and the money would follow or that as long as they had any degree jobs would be easy (this was a common belief in blue-collar America in the 90s). Many saw how easy white-collar boomers lives were and didn't realize the rules had changed.