I do believe there should be some "Buyer Beware" on Phd programs. Especially if they are fully funded. But you shouldn't change the programs. If you want to

I do believe there should be some "Buyer Beware" on Phd programs. Especially if they are fully funded. But you shouldn't change the programs. If you want to work at a hedge fund, a masters in financial math is a lot more efficient than a Phd in Physics.